Patient Resources
Cost, Financing & Insurance for Facial Plastic Surgery and Sinus Surgery in NYC
Understanding cost is an important part of planning for surgery. At Dr. Moustafa Mourad’s office, pricing is individualized because each patient’s anatomy, goals, medical needs, and surgical plan are different. This guide explains what can affect cost, when financing may be available, and how insurance may apply to functional nasal or sinus procedures.
Key takeaways
- Pricing is individualized — anatomy, goals, complexity, anesthesia, and facility fees all affect cost.
- Cosmetic procedures such as facelift, neck lift, and cosmetic rhinoplasty are generally self-pay.
- Functional nasal and sinus surgery may involve insurance when medically necessary and documented.
- Financing may be available for qualified patients through third-party providers, subject to their terms.
- An accurate, personalized estimate follows a consultation and examination.
Rhinoplasty Planning Estimates
Rhinoplasty Cost With Dr. Mourad
Primary Rhinoplasty
Commonly quoted from approximately $20,000, with many cases around $30,000. Estimated surgeon's fee*.
View primary rhinoplasty pricingRevision Rhinoplasty
Commonly quoted from approximately $25,000, with many cases around $35,000. Estimated surgeon's fee*.
View revision rhinoplasty pricing* Eligible medically necessary functional components may be submitted to insurance. Cosmetic portions remain self-pay. Coverage, authorization, deductibles, coinsurance, allowed amounts, and patient responsibility vary by plan and are not guaranteed.
These are planning estimates, not quotes or guarantees. A personalized written estimate is provided after a consultation and examination.
Final pricing follows clinical evaluation. Facility, anesthesia, laboratory testing, medical clearance, imaging, prescriptions, and other services may be billed separately.
Understanding Cost
Why the Cost of Surgery Varies
The cost of facial plastic surgery or sinus surgery is not determined by a single factor. It may depend on the complexity of the procedure, whether the surgery is cosmetic, functional, or reconstructive, the amount of operative time required, anesthesia, facility fees, grafting or cartilage work, revision surgery, and postoperative care. Complex reconstructive procedures, including septal perforation repair, are priced individually according to defect size, flap requirements, facility, anesthesia, and revision complexity.
What May Affect Cost
- The procedure being performed
- Whether the surgery is primary or revision
- The complexity of the anatomy
- Whether cartilage grafting or structural support is needed
- Whether functional breathing or sinus concerns are being addressed
- Anesthesia and accredited facility costs
- Whether multiple procedures are combined
- Postoperative care and follow-up needs
Coverage Basics
Cosmetic Surgery, Functional Surgery, and Insurance
Cosmetic procedures are generally self-pay. This usually includes facelift, neck lift, and cosmetic rhinoplasty. Some nasal and sinus procedures, however, may include a functional or medically necessary component. Examples may include septoplasty, nasal valve repair, turbinate reduction, or sinus surgery for chronic sinus disease.
Insurance coverage depends on the patient’s plan, symptoms, examination findings, imaging when needed, prior treatment, and documentation of medical necessity. When appropriate, our office can help patients understand the process for insurance verification and preauthorization. Insurance decisions are ultimately made by the insurance carrier.
Nasal Valve Repair
Nasal Valve Repair Cost and Insurance
Nasal valve repair is a functional, structural procedure, and its cost depends on which valve zones are involved, the graft techniques selected — such as spreader, alar rim, alar batten, or lateral crural strut grafts — the donor cartilage source, anesthesia, the surgical facility, and whether the repair is performed alone or combined with septoplasty, turbinate reduction, or rhinoplasty.
Because nasal valve repair treats nasal obstruction, insurance may apply when it is medically necessary and supported by documentation such as examination findings and a trial of medical therapy. Coverage decisions are made by the insurance carrier. To understand the diagnosis, graft options, and candidacy, see nasal valve collapse treatment.
Broken Nose Repair
Broken Nose Repair Cost and Insurance
The cost of broken nose repair depends on which pathway is appropriate. A closed reduction performed in the early window after injury is a shorter procedure than a delayed post-traumatic reconstruction, which may involve septoplasty, osteotomies, cartilage grafting, and nasal valve repair. Anesthesia, the surgical facility, and whether functional and cosmetic goals are combined all affect the estimate.
Insurance treatment differs by pathway as well. MouradNYC is an out-of-network practice: acute fracture care and functional reconstruction that addresses a documented breathing obstruction may be submitted to insurance when medically necessary and when the patient’s plan includes applicable out-of-network benefits, while cosmetic refinement performed at the same time remains self-pay and is itemized separately. Coverage, authorization, deductibles, coinsurance, allowed amounts, and patient responsibility vary by plan and are not guaranteed — verification and authorization do not guarantee payment. For candidacy, timing, and the repair pathways, see broken nose repair.
Sliding Genioplasty
Sliding Genioplasty Cost and Insurance
Sliding genioplasty is a bony chin procedure, and its cost reflects the surgical complexity: the direction and degree of chin movement planned, the fixation hardware used, anesthesia, the surgical facility, imaging and planning, and whether the genioplasty is performed alone or combined with rhinoplasty, chin implant removal, or other facial procedures.
When performed for aesthetic chin projection or balance, sliding genioplasty is a cosmetic, self-pay procedure. In select cases with a documented functional or reconstructive indication, an insurance submission may be considered — coverage decisions rest with the carrier and are never guaranteed, and MouradNYC is an out-of-network practice. After consultation, our office provides a personalized estimate based on the recommended plan. For candidacy and how the operation compares with a chin implant, see sliding genioplasty.
Buccal Fat Removal
Buccal Fat Removal Cost and Insurance
Buccal fat removal cost depends on whether the reduction is performed alone or combined with other facial contouring — such as chin augmentation or jawline work — the type of anesthesia, the surgical setting, and postoperative care. Because the operation is irreversible, candidacy is evaluated carefully, and a meaningful part of the consultation is confirming that the fullness is actually buccal fat rather than muscle, superficial fat, or skeletal imbalance.
Buccal fat removal is a cosmetic procedure and is self-pay; it is not submitted to insurance. After consultation, our office provides a personalized estimate based on the recommended plan, and financing may be available for qualified patients through third-party healthcare financing providers. For the conservative philosophy, candidacy, and technique, see buccal fat removal.
Financing
Financing Options for Qualified Patients
For cosmetic procedures or out-of-pocket portions of care, financing options may be available through third-party healthcare financing providers. These programs may allow qualified patients to divide the cost of treatment into monthly payments. Terms, promotional periods, interest rates, and approval decisions are determined by the financing provider.
Financing availability does not guarantee approval, and all financing terms should be reviewed directly with the financing company before proceeding.
By Procedure
Cost and Insurance Guidance by Procedure
Facelift
Facelift cost in NYC depends on the type of lift performed, the degree of facial aging, surgical complexity, anesthesia, facility fees, and whether the neck is addressed at the same time. Facelift surgery is generally considered cosmetic and is typically self-pay.
Learn MoreNeck Lift
Neck lift cost depends on skin laxity, platysmal banding, submental fullness, jawline definition, and whether the procedure is performed alone or with a facelift. Neck lift surgery is generally cosmetic and is usually not covered by insurance.
Learn MoreRhinoplasty
Rhinoplasty cost varies based on whether the procedure is cosmetic, functional, primary, preservation-based, ethnic rhinoplasty, or combined with septoplasty or nasal valve repair. Cosmetic rhinoplasty is usually self-pay, while functional nasal surgery may involve insurance when medically necessary.
Learn MoreRevision Rhinoplasty
Revision rhinoplasty is often more complex than primary rhinoplasty because it may involve scar tissue, altered anatomy, weakened cartilage, or breathing problems. Insurance may apply only when a functional issue is documented and considered medically necessary.
Learn MoreEthnic Rhinoplasty
Ethnic rhinoplasty cost depends on anatomy, skin thickness, bridge support, tip structure, nostril shape, grafting needs, and whether functional breathing concerns are addressed. Cosmetic refinement is typically self-pay.
Learn MorePreservation Rhinoplasty
Preservation rhinoplasty cost depends on whether the patient is a candidate for preservation techniques, the complexity of bridge and tip work, and whether functional correction is performed. The technique itself does not automatically determine cost; the surgical plan does.
Learn MoreSliding Genioplasty
Sliding genioplasty cost depends on the direction and complexity of the bone movement; whether advancement, setback, vertical change, asymmetry correction, or narrowing is planned; whether custom imaging or guides are used; anesthesia and facility requirements; fixation hardware; prior chin implants; and whether rhinoplasty, neck lift, or orthognathic surgery is performed at the same time. Isolated sliding genioplasty performed for facial balance is generally cosmetic and self-pay. When genioplasty forms part of medically necessary orthognathic, congenital, trauma, or reconstructive treatment, insurance review depends on the diagnosis, plan benefits, documentation, and carrier requirements. Coverage and payment are not guaranteed.
Learn MoreSinus Surgery
Sinus surgery cost depends on the diagnosis, imaging, extent of sinus disease, whether endoscopic sinus surgery, balloon sinuplasty, turbinate reduction, septoplasty, or nasal airway surgery is involved. Sinus surgery may be covered by insurance when medically necessary and properly documented.
Learn MoreAfter Consultation
What Your Personalized Quote May Include
After consultation, patients receive a personalized estimate based on the recommended surgical plan. Depending on the procedure, this may include surgeon’s fees, anesthesia, facility costs, postoperative visits, and any anticipated cosmetic or functional components. For procedures involving insurance, estimated patient responsibility may depend on deductibles, coinsurance, copays, prior authorization, and plan-specific rules.
This information is educational and is not a guarantee of pricing, insurance coverage, reimbursement, financing approval, or surgical candidacy. A personalized estimate is provided after consultation. Insurance coverage depends on the patient’s plan, medical necessity, documentation, and carrier requirements. Financing terms are determined by third-party financing providers.
Frequently Asked
Cost, Financing & Insurance FAQs
A final quote requires an examination and a personalized surgical plan. General cost information can be helpful, but pricing depends on anatomy, goals, complexity, anesthesia, facility needs, and whether cosmetic or functional components are involved.
Facelift surgery is generally considered cosmetic and is typically not covered by health insurance.
Neck lift surgery is usually cosmetic and is typically self-pay. Insurance coverage is uncommon unless a separate medically necessary issue is being treated.
Cosmetic rhinoplasty is usually self-pay. If nasal surgery is performed to improve breathing or correct a documented structural problem, insurance may apply to the functional portion of the procedure.
In some cases, insurance may apply to the functional portion, such as septoplasty, nasal valve repair, or turbinate reduction. Cosmetic refinements remain self-pay. Coverage depends on documentation, medical necessity, and the patient’s insurance plan.
Revision rhinoplasty may be more complex because of scar tissue, altered anatomy, prior cartilage removal, or breathing issues. Cost is individualized after consultation.
Ethnic rhinoplasty cost depends on the individual surgical plan, anatomy, grafting needs, and whether breathing concerns are addressed. The goal is to refine the nose while respecting the patient’s facial identity and features.
Not necessarily. Preservation rhinoplasty cost depends on candidacy, anatomy, complexity, operative time, and whether functional correction is needed.
Nasal valve repair treats nasal obstruction, so it may be covered when it is medically necessary. Insurers commonly look for documented obstruction, examination findings such as the response to a Cottle maneuver, and a trial of medical therapy when inflammation is a factor. Coverage depends on the patient's individual plan, and any cosmetic component of a combined operation remains self-pay.
It depends on the pathway. Closed reduction of a recent nasal fracture is treatment of an injury and may be submitted to insurance; later reconstruction is evaluated on medical necessity, where correcting a documented breathing obstruction after trauma may qualify while purely cosmetic straightening is self-pay. MouradNYC is an out-of-network practice, so eligible functional components are submitted under the patient's out-of-network benefits when plan requirements are met. Coverage, authorization, deductibles, coinsurance, allowed amounts, and patient responsibility vary by plan and are not guaranteed, and verification does not guarantee payment.
Sinus surgery may be covered when it is medically necessary and supported by symptoms, examination findings, imaging, and prior medical treatment. Coverage depends on the patient’s insurance plan and authorization requirements.
Financing may be available for qualified patients through third-party healthcare financing providers. Approval, terms, interest rates, and promotional offers are determined by the financing company.
Next Step
Receive a Personalized Cost Estimate
The most accurate way to understand cost, financing, and insurance options is to schedule a consultation. Dr. Mourad and his team can review your goals, examine your anatomy, determine whether any functional concerns are present, and provide guidance tailored to your procedure.